A very useful POI list for me would be surcharge free ATMs. I should never have to pay to get my money. This is a huge task but I have organized my current resources. All of these do have a search by address / zip code. My credit union lists the search engines at https://www.hvfcu.org/AB/AB_ATMs.cfm
I know a few people who work at the local credit union and hope to get a spreadsheet snap shot with coordinates in the near future.
Also I would like comments from others about any other surcharge free ATMs. My current list is:
Allpoint - 40,000 in US - 4,000 in NY,NJ,CT alone - all Target stores and most Exxon / Mobil, Hess, and Stop & Shop locations
CO-OP - 25,000 US and Canada - 5,500 at 7-Eleven
SUM - 2,800 US
Presto - 900 in Southeast - all Publix Super markets
Kwik Trip - 370 in MN,WI,IA (from jmarqua) Are there more?
Fortunately, I bank at
Fortunately, I bank at Compass Bank and they refund any atm fees your are charged, nationally or internationally, when you use your Compass Bank ATM or bank card. Saves me a lot of time looking for specific banks that don't charge a fee. I think there are a number of banks offering this feature, now.
But you do pay for this by
But you do pay for this by receiving less interest and paying for checks etc. I still don't understand why individuals use banks when credit unions are such a better deal, unless you are using surcharge ATMs.
Nuvi 1350LMT, Nuvi 350, Nuvi 260, Garmin GPS III, Basecamp, Garmin Topo
Not on my acount. I get free
Not on my account. I get free checks and a free safety deposit box, as well as no atm fees and free bill pay.
surcharge free ATM
I believe WAWAs also have surcharge free ATMs.
Nuvi 350
All Transaction ONLINE !!!
I rarely use ATMs 'cause most of my transactions are online and electronic debit. Sometimes I get cash back from grocery stores when needed. That all.
***Garmin Nuvi 350/StreetPilot c340***
ATM free surgharge
The best way I've found to get free cash is go to almost any stord buy some cheap idea ie pack of gum use your card as debit get cash back
No Charges from my Credit Union
I closed all of my account at the local BB&T and transfefed all my funds to Call Federal Credit Union. I pay no ATM fees, if I use a Cash Points ATM nation wide. No monthly account fees, In fact I earn intrest on all the accounts, including the checking.
USAA is quite good too
If you have access to it, USAA has very good banking services. I deposit my checks with a scanner at home (you apparently can use an iPhone app as well) and they refund other banks ATM fees up to 10 dollars a month. There is no minimum balance, I do basically everything online for free (including having them send rent payments, etc for me so that I don't even pay for postage for that). It also gives me a multiple USAA product discount on my insurance from them as well.
If you can't find a bank that meets your needs, surcharge-free ATMs and cashback on debit POS transactions are fine options.
Edit: I just realized that this reply was made to a zombie thread somebody else resurrected, doh! Good banking info if somebody is interested though.
ATM Fee's
I rarely use ATMs 'cause most of my transactions are online and electronic debit. Sometimes I get cash back from grocery stores when needed. That all.
Just what I do--have not used an ATM for years.
guy
guy-----C320>nuvi 200>Nuvi 255W
That would be very
That would be very heplful!
I really appreciate it!