Target Store Breach

 

This was on last night news. I almost purchased an iPad Mini at Target store on black Friday. Glad I didn't.

BOSTON (Reuters) - Target Corp said hackers have stolen data from up to 40 million credit and debit cards of shoppers who visited its stores during the first three weeks of the holiday season in the second-largest such breach reported by a U.S. retailer.

http://www.chicagotribune.com/news/sns-rt-us-target-breach-2...

Red Card

I used the red card at Target several times. Just monitoring the account now, no problems at this time.

Frick'n

Thieves!

and now

Chase Bank is limiting their customers that used one of the Chase credit or debit cards in Target to $100 per purchase or $300 per day. They stated they want to "limit our customer's liability." That's absolute horse hockey (or caca de toro which ever you prefer.)

The consumer laws state the user isn't responsible for charges on a stolen card, the card issuer is. The only liability Chase is trying to limit is theirs!

--
Illiterate? Write for free help.

Debit

Only for stolen credit cards. These limits are for Debit cards and the owner is not covered by the same rules as credit cards.

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Frank Nuvi 3597LMT 37.322760, -79.511267

This Story Will Get Bigger

This story will only get bigger. What a breach of security and a PR mess for Target!

My wife...

...used our AMEX at Target. So far no problem. Fingers crossed.

--
Bob: My toys: Nüvi 1390T, Droid X2, Nook Color (rooted), Motorola Xoom, Kindle 2, a Yo-Yo and a Slinky. Gotta have toys.

Cash Is King

Except if you want to rent a car. grin

It sucks

But at least they will be offering credit check monitoring for free to those affected (details to come)

Don't Shop There

Thanks for the info, luckily I don't shop at Target.

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Larry - Nuvi 680, Nuvi 1690, Nuvi 2797LMT

Lucky so far

I was lucky as I didn't shop at Target during that time period. But how do we know when something like this will happen at another company. Why don't these stores use the encrypted cards like Europe does.

I almost bought online at Target,....

glad I went with Amazon instead !!!!

--
RKF (Bethesda, MD) Garmin Nuvi 660, 360 & Street Pilot

The banks win again

Box Car wrote:

Chase Bank is limiting their customers that used one of the Chase credit or debit cards in Target to $100 per purchase or $300 per day. They stated they want to "limit our customer's liability." That's absolute horse hockey (or caca de toro which ever you prefer.)

The consumer laws state the user isn't responsible for charges on a stolen card, the card issuer is. The only liability Chase is trying to limit is theirs!

Of course they don't want to be out of money. Cuts into profits.

You would have been OK.

rkf wrote:

I Almost Bought Online At Target,....glad I went with Amazon instead !!!!

According to Fox News ... http://www.foxnews.com/us/2013/12/22/debit-and-credit-cards-...

Quote:

... The data breach did not affect online purchases, the company said.

In this case buying online was safer than in-store purchases.

--
Alan - Android Auto, DriveLuxe 50LMTHD, Nuvi 3597LMTHD, Oregon 550T, Nuvi 855, Nuvi 755T, Lowrance Endura Sierra, Bosch Nyon

Kids shopped there

Our kids called their bank and the bank said the they looked at all transactions and sent new cards to all that shopped there during that time.
Good bank.

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Mary, Nuvi 2450, Garmin Viago, Honda Navigation, Nuvi 750 (gave to son)

Scary Thought

My wife shops at Target at times, thankfully not the time frame when the breach occurred at Target.
I'm becoming paranoid with the thought of identity theft; it can become a nightmare to straighten out.

We protect ourselves the best we can by shredding all mail with our address on it so any dumpster divers will come up empty.

Also I use only one credit card for online purchases and have set the credit limit to $1,000.

As careful as I am, it still doesn't assure me safety when making local purchases as is the case with Target.

With all the technology designed to make our lives simpler there are risks. Even when getting cash from ATM's you must use caution, thieves even put hidden cameras there and steal pin numbers.

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Nuvi 2460LMT 2 Units

Agreed, all technology has risks.

As I see it, whether you use your card or not at an ATM, bricks and mortar store, online website, etc. or just use it for emergencies, the fact is that your information is sitting on a number of servers on the internet anyway so while not using it often makes people feel more comfortable, the risk is still there because computers and databases get hacked all the time. I have the same argument for people who refuse to do online banking and still go to the bank teller, have paper statements mailed, etc. Believe me, the stores are sending your information over the internet anyway even if you do it in person so who are we trying to kid? Paper can be just as bad as noted about the dumpster divers.

Solution is simple...

Don't bank with CHASE. All you have to do is look at the person at the top. The bank is a reflection of his values and while you can't taint all the empoloyees they have to do what their boss wishes to be done.

The irony is (reportedly) on line security was not affected:

Isn't that supposed to be the other way around?

We are fortunate. We live in an area where we can do most of our retail for cash in hand, & package delivery remains secure. Unfortunately most of what buy has become available on line only. Cash back credit cards are used for those purchases only. Either way, I have made it my practice to do as much of my strategic Christmas shopping by Halloween, leaving only a few local stumble upon 'stocking stuffers' for early November.

Cheers all!

It's too early to know...

whether Target was truely lax or the people who hacked in were super sofisticated. People are naturally upset but this is and will continuie to happen more and more. Sometimes these companies don't find out for months or worse they find out and don't report it.
Fact is everytime you use your card there is a risk whether at a mom and pop restaurant or Target, Sears or Macy's. The small mom and pop places are many times more vulnerable but becuase of their size the bad guys skip them for a big payday like Target.
Best practice is always use a credit card versus a debit card or pay with cash. While many banks treat debit cards with a Visa or M/C like a credit card they're far from the same and your credit cards offer superior protection to most debit cards in the event of fraud.

Here's some good reading on why it's so easy...

Not a great fan of Target...

..I usually shop elsewhere.

--
It is impossible to rightly govern a nation without God and the Bible. ----George Washington

When the situation becomes bad for business ...

Frside007 wrote:

http://seattletimes.com/html/businesstechnology/2022511697_apxsecuringcreditcards.html

... & is reflected in the company's stock price, credit practices will change. Until then it will be the politics of credit & retail business as usual. wink

Glad my red card in Canada

Glad my red card in Canada was not one of the compromised. Hope none of you get hit.. Keep up the monitoring.

Wouldn't you know it! I

Wouldn't you know it! I only made one purchase at Target for an anniversary card, used a credit card! That $5 card is got me scared now!

--
Garmin c340, Nuvi 350, Nuvi 765T, Nuvi 2360LMT

Call

your bank, they will know if it was a compromised one.

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Frank Nuvi 3597LMT 37.322760, -79.511267

Breach

This is just the first of the mega breaches. There are more to come. When the credit card company's really feel the bite of the losses they will change their cards to a more European model and put security truly on the front burner.

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Dudlee

Target Canada

pilothaz wrote:

Glad my red card in Canada was not one of the compromised. Hope none of you get hit.. Keep up the monitoring.

I always enjoy the popcorn at Target when we head down to the States. They don't carry popcorn in the stores we've been to up here. In fact, the whole shopping experience is somewhat lacking at the Target Canada stores we've been to.

Me too

Just watching and hoping

AMEX

My wife shopped at Target and used our AMEX card. She received an email that APPEARED to be from AMEX stating her card was used to charge $7K worth of stuff with links to get to the AMEX site to confirm the purchase. Luckily she remembered not to click on any links in an email. They all were going to a site in the Ukraine.
smile

Remember to NOT click on email links

Call Your Bank

Better call your bank and see what you need to do to protect yourself.

Wife Shoped at Target..

She went to the Bank, and they gave her a new card.. No more worries for her!!

Took less than 5 min to do!!

--
Bobkz - Garmin Nuvi 3597LMTHD/2455LMT/C530/C580- "Pain Is Fear Leaving The Body - Semper Fidelis"

I Saw Last Night Pin Numbers May Be Compromised

I saw last night that now they are reporting pin numbers may be compromised as well.

what is not said

SnookMook wrote:

I saw last night that now they are reporting pin numbers may be compromised as well.

What is not said about PINs being compromised is if the stored PIN was read or if the entered PIN was captured. It makes a big difference on how debit cards were compromised.

--
Illiterate? Write for free help.

All major credit card

All major credit card companies are aware of the breach and watching for suspicious activity and there is no need to contact them unless you see suspicious activity. The PINs were captured but the hackers would have to break the encryption algorithm as the PINs are encrypted. While cracking the encryption is not impossible it is highly unlikely and would most likely take years to do which makes it counter productive for them.