GTM-20 Receiver

With a new GTM 20 or an old one too. Its lifetime traffic with any Unit that ends its model number with a "T" as for as I know.

The subscription follows the receiver, not the navigator.

When you buy a new GTM-20 as an accessory these days, it comes with lifetime traffic. Old ones did not. So it doesn't matter what compatible navigator you add one to.

But the 885T comes with an MSN Direct receiver. Why not use that? For $99 (instead of $119 for the traffic-only receiver) you can buy a lifetime subscription to MSN Direct.

That's true they have a new lower price deal plus they will give you a pro-rated refund if you cancel anytime during the first three years. They are now offering the lifetime MSN Direct service as Follows:

One-time Payment: $99.95
For a one-time only payment of $99.95 + applicable taxes, all MSN Direct content for navigation devices is included. Some restrictions apply.*

* Restrictions for MSN Direct One-time Payment offers: Service is not transferrable to a new owner if you sell the device, and may not be transferred to a different device. Service is not guaranteed after January 1, 2014. You can cancel this subscription and receive a pro-rated refund at any time during the Cancellation Period set forth below by calling MSN Direct Customer Service at 1-866-658-7032. For Garmin navigation products, the Cancellation Period is the first three years from the date of your activation. For Microsoft Streets & Trips 2008 with Connected Services, the Cancellation Period is the first two years from the date of your activation.