what happens with credit card recurring payments

 

When those charging are closed for business, due to the pandemic?

Meaning, they're not open for business, so one cannot get the services that the recurring payments are for. One can also not reach the business to stop the payments, because they are closed.

Dispute with CC? My experience with that, is it's no problem. I wasn't in the habit of looking through receipts and statements, but about 3 months ago I caught 2 restaurants helping themselves to 100% tips, it was bizarre. And one was a take out where I picked up the food. I disputed the tip amount and it was removed. And I actually only disputed the extra, not the entire tip, my wife said that's dumb, they cheated you shouldn't have left 20%. I just wanted it to match the receipt, that's fair.

tips

I only give tips for good service not because somebody says you must tip 15-20% did you ever tip a home depot worker ? the checker at a grocery store or any body that works for a low paying job ! no. so don't feel bad if a server takes your order then delivered it to you and returns later with the bill and you don't tip them, feel bad what about the cook, the dishwasher, the busboy who cleans the table ! did you ever tip a nurse at a hospital why not? who started this "you must tip a server at the restaurant! there are some people who deserve a tip for doing a good job in this world you don't see them demanding a tip and setting the amount of a tip, I only tip for a job well done and not because a place on the bill has a place for a tip printed on it, because the company wants you to supplement their employee's wages so they don't pay them enough for doing the job!

I have found...

...that all of the companies are running announcements about Covid-19 and are saying that wait times may be longer than normal due to reduced staffing. I have also found that if you hold on the phone, you will be connected just as quickly as you normally would be, sometimes quicker. I found this to be true when I contacted my credit card company on Saturday. This didn’t happen just once but twice. It also happened when I contacted another service company last week. Same type of announcement, same amount of wait time.

--
It is impossible to rightly govern a nation without God and the Bible. ----George Washington

Tipping

geo334 wrote:

I only give tips for good service not because somebody says you must tip 15-20% did you ever tip a home depot worker ? the checker at a grocery store or any body that works for a low paying job ! no. so don't feel bad if a server takes your order then delivered it to you and returns later with the bill and you don't tip them, feel bad what about the cook, the dishwasher, the busboy who cleans the table ! did you ever tip a nurse at a hospital why not? who started this "you must tip a server at the restaurant! there are some people who deserve a tip for doing a good job in this world you don't see them demanding a tip and setting the amount of a tip, I only tip for a job well done and not because a place on the bill has a place for a tip printed on it, because the company wants you to supplement their employee's wages so they don't pay them enough for doing the job!

Well if you've ever been to Australia, there is NO tipping there since people working there are paid a decent wage. But that is also reflected in what the consumer pays for ANYTHING !!!

--
Nuvi 350 long gone, Nuvi 855LMT, Nuvi 2797LMT, DriveSmart 50 LMT-HD, 3790LMT now my daughters. Using Windows 10. DashCam A108C with GPS.

Thanks....

I will now check my statements more carefully.

--
RKF (Bethesda, MD) Garmin Nuvi 660, 360 & Street Pilot

now that

the car wash hit the monthly date, our CC was charged $0.01. It has to be intentional because normally it's $16 (anyone remember when a single car was was $5 or more, they all switched to low monthly and high single wash where 2-3 washes usually break even). And no, I would never take a new car through a car wash but our newest car is 2011 and I wanted the salt to be off in winter [wasn't any snow this year].

Not worried about 1 cent, but I was in the back of my mind concerned about $16 if not possible to use it.

Cash Tip

johnnatash4 wrote:

about 3 months ago I caught 2 restaurants helping themselves to 100% tips, it was bizarre. And one was a take out where I picked up the food. I disputed the tip amount and it was removed. And I actually only disputed the extra, not the entire tip, my wife said that's dumb, they cheated you shouldn't have left 20%. I just wanted it to match the receipt, that's fair.

I always write "CASH TIP" on the tip line of the receipt. This reduces the possibility of tip fraud. The amount of the cash tip I leave is based on the quality of service I receive as it should.

Speaking of tipping, I have

Speaking of tipping, I have been to a restaurant where the waitress shamelessly asked for more tip. I left 10% tip and as I was getting up to leave, she approached me and told me tip is 15% or more. That was some 20 years ago. Never went back since then.

.

geo334 wrote:

... so don't feel bad if a server takes your order then delivered it to you and returns later with the bill and you don't tip them, feel bad what about the cook, the dishwasher, the busboy who cleans the table ! ...

Usually (but not always) tips are pooled per shift, and split according to percentages per craft.

Thank You, bdhfsz6,

I always tip by cash, but now I will write that on the bill.

--
"Advice to children crossing the street: Damn the lights. Watch the cars. The lights ain't never killed nobody." - Moms Mabley Garmin StreetPilot C330, Garmin NUVI 765T, Garmin DriveSmart 60LMT

Consider Legal Action

It is unfortunate that someone tries to take advantage of people with their credit cards. Everyone should check their credit card charges on a regular basis to ensure there has been no fraud. Just out of principle, if the restaurant changed the tip amount, this unscrupulous activity needs to be reported to the manager and the local legal authorities.

In addition, this could be considered credit card fraud, so letting the legal authorities know would teach these perps a lesson. If you signed a credit card voucher for a certain amount, and kept a copy, and the amount of the tip was changed later, you can call the police and charge the server and or manager with credit card fraud or theft.

Lastly, the whole tip amount should have been removed since in fact, someone did try to cheat and steal from you. Because of this illegal action, why reward them. The person who changed the tip amount has not integrity, is dishonest, and is a thief. Let them be taught a lesson, because you can almost be assured that this is not the first time they changed a tip amount, and it will not be the last, especially if you do not seek legal recourse against them.

similar

bdhsfz6 wrote:

I always write "CASH TIP" on the tip line of the receipt. This reduces the possibility of tip fraud. The amount of the cash tip I leave is based on the quality of service I receive as it should.

Regardless of how I pay I always hand a cash tip to the waiter/waitress. That said, if I use a credit card I write "Left on table" on the tip line, on both copies, and always check my account the next day to see what they charged.

--
. 2 Garmin DriveSmart 61 LMT-S, Nuvi 2689, 2 Nuvi 2460, Zumo 550, Zumo 450, Uniden R3 radar detector with GPS built in, includes RLC info. Uconnect 430N Garmin based, built into my Jeep. .

Changing the tip amount.

Writing the tip amount on the slip is an American thing. In Canada and most of the world. If tipping is allowed at a business. The customer enters the amount in the payment terminal. The printed slip then reflects the tip amount printed on it. I am always surprised, when I travel to the US, how far behind the credit card payment process is. Find it very creepy handing my credit card to someone else. Don't have to do that at home.

some

billybovine wrote:

Writing the tip amount on the slip is an American thing. In Canada and most of the world. If tipping is allowed at a business. The customer enters the amount in the payment terminal. The printed slip then reflects the tip amount printed on it. I am always surprised, when I travel to the US, how far behind the credit card payment process is. Find it very creepy handing my credit card to someone else. Don't have to do that at home.

Some businesses have changed to that model where the tip is entered at the time of initial payment. One thing, well two things - the cashier often has the charge ticket so you can't go back to check the amount of the bill before taxes and secondly it's almost a forced pay to add a tip.

--
Illiterate? Write for free help.

Slip is not printed until approved.

Box Car wrote:
billybovine wrote:

Writing the tip amount on the slip is an American thing. In Canada and most of the world. If tipping is allowed at a business. The customer enters the amount in the payment terminal. The printed slip then reflects the tip amount printed on it. I am always surprised, when I travel to the US, how far behind the credit card payment process is. Find it very creepy handing my credit card to someone else. Don't have to do that at home.

Some businesses have changed to that model where the tip is entered at the time of initial payment. One thing, well two things - the cashier often has the charge ticket so you can't go back to check the amount of the bill before taxes and secondly it's almost a forced pay to add a tip.

In Canada. The initial amount, including tax, is on the terminal. It was entered by the server. Then the terminal is given to you. It asks if this is correct. Y/N If yes. Then it asks if you want to add a tip. Y/N If Yes then you can choose a percentage or enter an amount. It then gives you a total, with tip. Y/N. Then you can tap and go your card or insert it and enter your pin. Then the credit card company approves the charge. A slip is printed for the merchant and a second slip is printed for the customer, if they wish. At no time does the server have your card. There is no pretending that the 18 yr old server is a handwriting expert. I always take my copy of the slip.

In my younger days a tip had to be earned

Some of the Sloths now waitering don't even earn the amount the Restaurant Pays them let alone a tip. I used to tip generously, but if below standards left a penny! We don't eat out anymore because of the Low standards locally and constant failed Health Inspections, Flu, COVID-19 and such. There was a time people, Employee and Management took pride in their product, jobs, now that is the Exception.
As far as the CC Recurring, what should be done everything not involving a property transfer should go zero till forced Q is lifted. So rent, interest and such should be zero, buying things should be normal transaction, but no Interest till lift

yep

billybovine wrote:

Writing the tip amount on the slip is an American thing. In Canada and most of the world. If tipping is allowed at a business. The customer enters the amount in the payment terminal. The printed slip then reflects the tip amount printed on it. I am always surprised, when I travel to the US, how far behind the credit card payment process is. Find it very creepy handing my credit card to someone else. Don't have to do that at home.

I used to travel to Toronto and Montreal a lot in 2016-2018. I didn't always want to eat out so I remember going to Buffalo Wild Wings in Mississauga. I think there is more than one.

The nice young woman extended her arm with the terminal, and I proceeded to punch in my tip, etc.

She says, "Um, sir, would you like to take it from me?"

faux pas as they say

oh yes also, even earlier maybe 2014 or so, all kinds of problems in Canada, using our USA credit cards, which already had chips, but were not prevalently used yet here, but already mandatory in Canada. Rejected left and right.

that

bdhsfz6 wrote:
johnnatash4 wrote:

about 3 months ago I caught 2 restaurants helping themselves to 100% tips, it was bizarre. And one was a take out where I picked up the food. I disputed the tip amount and it was removed. And I actually only disputed the extra, not the entire tip, my wife said that's dumb, they cheated you shouldn't have left 20%. I just wanted it to match the receipt, that's fair.

I always write "CASH TIP" on the tip line of the receipt. This reduces the possibility of tip fraud. The amount of the cash tip I leave is based on the quality of service I receive as it should.

That's a good idea as I always felt like I had to explain if I put a dash through the tip amount, "We left it on the table." But I totally see why the rest of the world thinks it's odd to have a paper slip. It has to be reconciled by a human. Wastes time, and can lead to fraud and error. Not to mention the person leaving with physical possession of the credit card--unnecessary.